Variables que Afectan la Tasa de Incumplimiento de Créditos de los Chilenos

Francisco Ormazabal C.


This paper contributes relevant empirical evidence which indicates the existence of difference in default rate of loans between male and female. It concludes that independent of types of loans, the default rate of female is less than male. Moreover this paper analyzes the effect of other variables as Married Status and Size/Income over default rate.


Default, Loans, Gender, Married Status, Income, Consumption Loan, Mortgage loans, Commercial loans.

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